Services

What Do Insurance Advisors Do

Insurance advisors help individuals and businesses protect their financial future by recommending the right insurance plans—like life, health, and investment-linked policies—based on their unique needs and goals.

Life Insurance

  • •   Term Life Insurance (Main Focus)
  • •   Whole Life Plan
  • •  Endowment & Money Back Plans
  • •  Guaranteed Income Plans
  • •  ULIP (Investment + Protection)
  • •  Child Education & Marriage Plans
  • •  Wealth Creation Plans
  • •  Retirement / Pension / Annuity Plans
  • •  Group Life & Keyman Insurance
  • •  Mortgage & Loan Protection Plans
  • •  Joint Life Policy for Couples
  • •  Income Protection Plans
  • •  Single Premium & Limited Pay Plans

Health Insurance

  • •   Individual & Family Mediclaim
  • •  Senior Citizen Health Policy
  • •  Critical Illness Policy
  • •  Cancer Care Plans
  • •  Maternity & Newborn Insurance
  • •  Personal Accident & Disability Insurance
  • •  Hospital Cash & Daily Benefit Policy
  • •  Top-Up / Super Top-Up Health Plans
  • •  Group Mediclaim for Employees
  • •  Wellness & Preventive Health Covers
  • •  Disease-Specific Covers (Cardiac, Diabetes, etc.)

Business & Corporate Insurance

  • •   MSME / SME Business Protection Plans
  • •  Shopkeepers & Office Package Policy
  • •  Business Interruption Insurance
  • •  Product Liability Insurance
  • •  Professional Indemnity Insurance
  • •  Cyber Risk & Data Breach Insurance
  • •  Directors & Officers Liability Insurance
  • •  Errors & Omissions Insurance
  • •  Workmen Compensation & Employee Liability
  • •   Warehouse, Godown & Stock Insurance

Industrial & Engineering Insurance

  • •   Machinery Breakdown Insurance
  • •  Boiler & Pressure Plant Insurance
  • •  Contractor’s All Risk (CAR)
  • •  Erection All Risk (EAR)
  • •  Industrial All Risk (IAR) Policy
  • •  Project Insurance
  • •  Electronic Equipment Insurance (EEI)
  • •  Factory & Plant Insurance

Motor & Vehicle Insurance

  • •   Private Car Insurance
  • •  Two-Wheeler Insurance
  • •  Commercial Vehicle Insurance
  • •  Fleet Insurance (Corporate Fleet Cover)
  • •  Electric Vehicle (EV) Insurance
  • •  Taxi & Logistics Vehicle Cover
  • •   Motor Trade Policy (for Dealers & Workshops)

Travel Insurance

  • •   Domestic & International Travel
  • •  Student Travel Insurance
  • •  Business & Corporate Travel Plans
  • •  Senior Citizen Travel Insurance
  • •  Trip Cancellation / Delay / Baggage Cover
  • •  Overseas Medical Emergency Cover
  • •   Motor Trade Policy (for Dealers & Workshops)

Property Insurance

  • •   Home Structure & Content Insurance
  • •  Tenant Insurance
  • •  Fire, Theft & Earthquake Cover
  • •  Flood & Storm Protection
  • •  Builder’s Risk / Under-Construction Property Cover
  • •  Luxury Home & Villa Protection

Group & Employee Benefits

  • •  Group Term Life
  • •  Group Mediclaim
  • •  Group Personal Accident
  • •  Keyman & Partnership Protection
  • •  Employee Retirement Benefit
  • •  Employer–Employee Life Cover
  • •  Gratuity & Superannuation Linked

Rural & Agricultural Insurance

  • •  Crop Insurance
  • • Livestock / Cattle Insurance
  • •  Poultry Insurance
  • •  Tractor & Farm Equipment Insurance
  • •  Agricultural Storage / Cold Storage
  • •  Employer–Employee Life Cover

Marine & Logistics Insurance

  • •  Marine Transit (Inland / Import / Export)
  • • Marine Cargo Insurance
  • •  Freight Forwarders Liability
  • •  Carrier’s Legal Liability Insurance

Institutional & Specialized Covers

  • •  Hospital & Nursing Home Insurance
  • • Educational Institution Insurance
  • •  NGO / Trust Insurance
  • •  Religious Institution (Temple / Church) Cover

Financial & High-Net-Worth Covers

  • •  Loan / Mortgage Protection
  • • Investment Linked Insurance
  • •  Estate Planning & Inheritance Protection
  • •  Credit Shield Insurance (Credit Card / EMI Protection)

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